Apple Pay & Native Pay Methods

Apple Pay

In the iOS Swift SDK, Apple Pay can be used to process payments with a smooth, native experience. Before displaying the Apple Pay sheet, you may want to:

(Optionally) Configure Apple Pay to collect specific billing data.
Confirm device compatibility with Apple Pay.
Use generateApplePayReceipt to initiate the Apple Pay flow and complete the payment in two steps.

1. (Optional) Configuring Apple Pay to Collect Billing Data

If you need to collect specific billing data—like an email address—from the user during the Apple Pay flow, configure your MoneyHashSDK instance as follows:

let applePayConfig = ApplePayConfiguration(collectibleBillingData: [.email])

let moneyHash = MoneyHashSDKBuilder()
    .setPublicKey("<YOUR_PUBLIC_KEY>")
    .setApplePayConfiguration(applePayConfig)
    .build()

collectibleBillingData is an array of CollectibleBillingData. Currently, only .email is supported.
To disable billing data collection, pass an empty array ([]).

2. Check if the Device is Compatible with Apple Pay

To confirm that the device supports Apple Pay, call:

let isCompatible = moneyHash.isDeviceCompatible()

if isCompatible {
    // Proceed with Apple Pay
} else {
    print("This device does not support Apple Pay")
}

Apple Pay Payment Flow

Apple Pay payments are now handled using a two-step approach:

Generate an Apple Pay receipt using generateApplePayReceipt.
Submit the generated receipt using submitPaymentReceipt once you have the intentId.

This approach gives you full control over Apple Pay configuration and decouples receipt generation from payment submission.

Step 1: Generate the Apple Pay Receipt

There are two ways to customize and generate the receipt:

Option A: Use Apple Pay Parameters

do {
    let receipt = try await moneyHash.generateApplePayReceipt(
        depositAmount: 10.0,
        merchantIdentifier: "merchant.com.example",
        currencyCode: "USD",
        countryCode: "US",
        supportedNetworks: ["visa", "masterCard"],
        merchantCapabilities: ["supports3DS"]
    )
    
    print("Apple Pay Receipt generated: \(receipt)")
} catch {
    print("Error generating Apple Pay receipt: \(error.localizedDescription)")
}

Option B: Use a Preconfigured `ApplePayData` Object

do {
    let applePayData = ApplePayData
    
    let receipt = try await moneyHash.generateApplePayReceipt(
        depositAmount: 10.0,
        applePayData: applePayData
    )
    
    print("Apple Pay Receipt generated: \(receipt)")
} catch {
    print("Error generating Apple Pay receipt: \(error.localizedDescription)")
}

Step 2: Submit the Payment Receipt

Once you have the intentId, finalize the payment using:

do {
    let intentId = "<intent_id>" // Obtain this from your backend
    let intentDetails = try await moneyHash.submitPaymentReceipt(
        intentId: intentId,
        nativePayReceipt: receipt
    )
    print("Payment completed successfully: \(intentDetails)")
} catch {
    print("Error submitting payment receipt: \(error.localizedDescription)")
}